Effectiveness of Pradhan Mantri Jan Dhan Yojana in Financial Inclusion

inEconomics

Background

Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion initiative launched by the Government of India in August 2014. Its goal is to provide affordable access to financial services, including zero-balance bank accounts, remittances, credit, insurance, and pensions, particularly to previously unbanked populations in rural and semi-urban areas. This project examines the effectiveness of PMJDY in expanding banking services, promoting financial inclusion, and integrating a large section of the population into the formal financial system

Learning Outcome

  • LO #1: Understand the role of the Pradhan Mantri Jan Dhan Yojana in promoting financial inclusion, its mechanisms, and outcomes.
  • LO #2: Learn to apply primary data collection and analysis methods to assess the effectiveness of financial inclusion policies.
  • LO #3: Conduct data collection and empirical analysis on the impact of PMJDY, using both inferential and descriptive statistics to evaluate financial inclusion indicators.

What is on offer?

  • 1-on-1 sessions with Ph.D. Scholars
  • Supervision and Guidance from Global Faculty
  • Assistance in Publishing Research
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